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Beneficiary
Farmers Through Multipurpose Cooperative Agriculture Service Societies.
Purpose
Production of Crops
Loan Limit
As per Land Holding and Scale of finance for each crop fixed from time to time by The Registrar, Cooperative Societies, Punjab, Chandigarh.
Margin
No margin money required
Repayment Period
Half Yearly linked with Crop Harvesting i.e. 30th June and 31st January.
Collateral Security
Nil.
Any individual farmer holding the agricultural land.
Credit facility for meeting out socio-economic and agricultural needs
Maximum amount Rs 15.00 lakhs or Rs 1.5 lakh per acre.
No Margin required.
Renewable on annual basis.
Agriculture Land valuing at 150% of the Loan amount.
Any agricultural society
To purchase the agriculture implements.
Maximum amount Rs.15 lakhs
Maximum 5 years.
No Collateral security.
Any Individual farmer holding the agriculture land.
To grow the seasonal vegetables.
Maximum amount RS. 90000.
Maximum 5years
No collateral security required. Only 2 good sureties accepted to the bank required.