"The Patiala Central Cooperative Bank" - Committed to Development. FREE RTGS/NEFT FACILITY PROVIDED !!
RUPAY KISAN CREDIT CARD FOR FARMERS :
Apply today and Be a proud owner of RuPay Kisan Card of “The Patiala Central Cooperative Bank Ltd.”. Now you don’t have to visit the branch for withdrawing your ADVANCEMENT OF KCC LIMIT. No longer you have to wait in queues. Your card can be used not only at ATMs of our bank but also at ATMs of the other banks displaying RuPay Logo. Popularly known as ‘Plastic Money’, a Kisan card makes shopping a risk free and pleasant experience. Please note that PIN is mandatory for using your card at POS terminals of the Merchant Establishments. You can also make payments to the merchant over the internet using the card.
Beneficiary
Farmers Through Multipurpose Cooperative Agriculture Service Societies.
Purpose
Production of Crops
Loan Limit
As per Land Holding and Scale of finance for each crop fixed from time to time by The Registrar, Cooperative Societies, Punjab, Chandigarh.
Margin
No margin money required
Repayment Period
Half Yearly linked with Crop Harvesting i.e. 30th June and 31st January.
Collateral Security
Nil.
Any individual farmer holding the agricultural land.
Credit facility for meeting out socio-economic and agricultural needs
Maximum amount Rs 15.00 lakhs or Rs 1.5 lakh per acre.
No Margin required.
Renewable on annual basis.
Agriculture Land valuing at 150% of the Loan amount.
Any agricultural society
To purchase the agriculture implements.
Maximum amount Rs.15 lakhs
Maximum 5 years.
No Collateral security.
Any Individual farmer holding the agriculture land.
To grow the seasonal vegetables.
Maximum amount RS. 90000.
Maximum 5years
No collateral security required. Only 2 good sureties accepted to the bank required.